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Credit Counseling of Arkansas (CCOA), Inc.

Since 1995, non-profit Credit Counseling of Arkansas (CCOA), Inc. has helped thousands of families with personal finances issues by making a positive difference through helping people master their personal finances through free budget, credit & housing counseling, free seminars, credit report reviews and a Debt Management Program that can reduce interest rates, stop late fees, and stop collection calls. Less debt, more life!

Many who struggle with debt didn’t get there because of carefree spending. They have debt stemming from a crisis, such as: job loss, reduced work hours, divorce or medical bills. CCOA can help!

Caring, confidential credit counseling is available in-office (Fayetteville, Bentonville, Fort Smith), by telephone, and online in English and Spanish.

CCOA offers free financial education seminars to the community (fee charged for for-profit businesses) as well as free budget and credit counseling. CCOA also offer bankruptcy counseling and education, housing counseling, mortgage delinquency counseling, reverse mortgage counseling, student loan counseling and credit report reviews.

Credit Counseling of Arkansas